Credit Sesame Reviews
(Rated by 3 users)
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Are you looking for ways to save money when shopping at Credit Sesame. Our Credit Sesame coupon codes can help you do just that! Over 3 customers have already used our coupons to save an average of $63 with Credit Sesame discount codes. There are currently 14 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.0
Base on 3 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery5.0
- Return Policy4.5
- Good Value4.5
- Customer Service5.0
Recent Customer Reviews (3)
Cecil Carranza
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Tonja Patterson
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Joel Ranken
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Credit Sesame Pricing
Credit Sesame+
$12.99 per month
Payment Methods
Accepted Payment Options:
Prices for items on Creditsesame.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For Credit Sesame credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Credit Sesame Pros & Cons
Pros
1
User-Friendly Interface: The layout provides helpful visuals that show how your payment history, credit utilization, credit inquiries, age, and the structure of your existing accounts make up your credit score.
2
Identity Theft Insurance: Offers identity theft insurance of up to $50,000, even to its free subscribers.
3
Suspicious Activity Alerts: Subscribers receive alerts about suspicious activity and Credit Sesame acts quickly to notify you.
4
Monthly Credit Score Reports: Provides a monthly credit score report that rates your credit standing on the Vantage scale, along with an overview of your account balances and debt management tips.
5
Credit Building: Offers a free cash credit builder and rent reporting service to help build payment history.
6
Mobile App: The app is easy to use, although more features are available on the desktop version.
7
Free Membership: No credit card is required for the free membership option, and it does not impact your credit score.
CONS
1
Limited Free Membership: Only provides reports from TransUnion, which may not be sufficient for lenders who frequently pull FICO scores.
2
Customer Service Issues: Many users have reported difficulty contacting customer service to resolve issues, leading to negative reviews.
3
Premium Plan Issues: Some users have been automatically enrolled in premium plans without their consent, leading to unexpected charges.
4
Limited Credit Bureau Access: The free version only monitors TransUnion, whereas premium plans monitor all three credit bureaus.
5
Unclear Premium Plan Information: The website lacks transparency about the features and benefits of the premium plan.
Credit Sesame Features and Benefits
Features
Free credit score and credit report summaries
Provides daily updates of credit scores and report summaries
Credit monitoring and alerts
Monitors credit reports for any changes, helping to catch identity theft early
Identity monitoring
Offers $50,000 worth of identity insurance at no cost
Personalized loan and credit card offers
Easy to search for personalized loan or credit card offers without hard credit checks
Financial tools, resources, and educational articles
Provides a variety of tools and resources to help users understand and improve their credit scores
User-Friendly Interface
Provides helpful visuals that show how payment history, credit utilization, credit inquiries, age, and account structure make up your credit score
Suspicious Activity Alerts
Subscribers receive alerts about suspicious activity and Credit Sesame acts quickly to notify you
Credit Building
Offers a free cash credit builder and rent reporting service to help build payment history
Mobile App
Easy to use, although more features are available on the desktop version
Free Membership
No credit card required and does not impact your credit score
Daily credit score updates from TransUnion
Allows users to stay updated on their credit score daily
Credit monitoring alerts
Provides alerts for credit changes
Breakdown of factors impacting the score
Helps understand what affects the credit score
Personalized tips
Offers tips to improve credit
Proactive credit management
Helps users proactively manage their credit and personal finances
Personalized suggestions
Offers viable suggestions for improving credit scores
Free access
Most of the useful features are available for free